Medicare FAQ

Medicare is a federal health insurance program primarily for those aged 65 and older, along with some younger individuals who have disabilities. If you're newly eligible or have questions, Texan Senior Benefits Advocates can guide you through eligibility requirements. When should I enroll in Medicare? Initial enrollment begins three months before you turn 65 or when you become eligible. If you’re unsure about enrollment periods, our team can help you understand your timelines, or you can find specific details on Medicare.gov.

Original Medicare includes:

Part A (hospital insurance)

Part B (medical insurance)

while Medicare Advantage (Part C) offers an alternative through private companies with additional benefits.

We can help explain which option might be best for you.

Initial enrollment begins three months before you turn 65. If you’re unsure about enrollment periods, our team can help you understand your timelines or you can find specific details on Medicare.gov.

Part A covers inpatient hospital stays, skilled nursing facility care, and some home health care. Our team can explain the specifics, or you can check coverage details online.

Part B covers doctors' services, outpatient care, and preventive services. We provide a simple breakdown, and further information is available on Medicare.gov.

Medigap is supplemental insurance that helps pay for costs not covered by Original Medicare, like copayments and deductibles. We offer personalized advice on choosing a plan.

Medicare Part D covers prescription drugs, either as a standalone plan or through Medicare Advantage. Reach out to us for help navigating your options.

Changes can typically be made during open and special enrollment periods. We can discuss your needs and help you find the best fit.

Texan Senior Benefits Advocates is here to offer tailored advice without the sales pressure. You can also explore resources and tips onMedicare.govfor additional guidance.